Chapter 13 Bankruptcy: Would It Work For Me?


Chapter 13 bankruptcy may be an option for you, and an attorney that is experienced in bankruptcies can help you decide which chapter is your best solution.

In this video, Anthony Albertazzi talks about some of the situations that might occur where Chapter 13 is the smartest option:

One common situation where this might be the right chapter for you is if you owe a lot of back taxes. Those might not go away with just a regular bankruptcy.

Another instance where this type of bankruptcy might work is if you owe past-due payments on a home or some other large item you’d like to keep. You may not be able to work out payments in a normal bankruptcy.

A third example is when you’d like to file bankruptcy, but you have assets that are not exempt in a bankruptcy. Perhaps you have a home with a lot of equity in it, and you wouldn’t qualify for Oregon’s homestead exemption.

All of these situations could be made sense of with the help of an experienced attorney. If you need guidance on a bankruptcy matter here in Central Oregon, and are confused about what chapter may be best for you, call us today at 541-317-0231